Personal Loans
Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.
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See our editorial team’s picks for the best personal loans.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
- SoFi Personal Loans Review
- LightStream Personal Loans Review
- Upgrade Personal Loans Review
- Upstart Personal Loans Review
- List of Personal Loan Companies
All personal loan articles
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BHG Financial: 2026 Personal Loan Review
BHG Financial, formerly known as BHG Money, is a direct lender that focuses on borrowers looking for larger loan amounts. Discover how rates and terms stack up to other personal…
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Need $200 Right Now? 10 Ways to Borrow, Earn, or Get It for Free
Need $200 ASAP? It’s not ideal, but we’ve all been there. Sudden expenses. Sick leave. Hours cut back at work. Job loss. Things like this can derail even the most…
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How to Borrow $100 Fast With Apps for Cash Advances and Loans
Whether it’s a surprise bill or a tight spot between paychecks, a small cash boost can make all the difference. Cash advance apps offer quick, no-credit-check loans, often within minutes.…
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9 Best Cash Advance Apps to Borrow Money Instantly
Loan apps can provide instant access to cash, but compare the costs of several options and explore alternatives before you decide to use one.
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Credit Builder Loans Like Seedfi
Credit builder loans can help you to establish credit history by making on-time installment payments to a lender. SeedFi offers small lines of credit up to $500 to help you…
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MoneyLion Credit Builder Loan Alternatives
Comparing several credit-builder product options can help you find one that best fits your budget.
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Instant Credit Builder Loans With Money Upfront: $500+ Options, No Credit Check
Credit builder loans can help with establishing or re-establishing credit history. Typically, instead of getting the money when you’re approved, the lender holds the loan funds in a secure account.…
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Best Personal Loans in 2026: Compare Rates, Lenders, and How to Qualify
Personal loans can cover big expenses, such as debt consolidation or emergencies, when you want predictable monthly payments. The best personal loan for you depends on your credit score, how…
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MoneyLion Credit Builder Loan Review: Worth the Monthly Fee to Boost Your Credit?
A MoneyLion credit builder loan can help you boost your credit score, but is it worth the fee and high APR? We researched the pros and cons.
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Sunrise Banks Credit Builder Loan Review: Rates, Terms, and Alternatives
With Sunrise Banks’ credit builder loan, you get easy-to-understand loan terms with no minimum score requirement. But Sunrise only offers two loan options.