Personal Loans
Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.
Featured post
See our editorial team’s picks for the best personal loans.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
- SoFi Personal Loans Review
- LightStream Personal Loans Review
- Upgrade Personal Loans Review
- Upstart Personal Loans Review
- List of Personal Loan Companies
All personal loan articles
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Reprise Financial Review: Reliable Personal Loans for Fair and Bad Credit
Reprise Financial offers personal loans to borrowers with bad or fair credit, making it a potential option for those struggling to qualify elsewhere. With funding as soon as the next…
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Fast Loan Direct 2026 Personal Loan Review: Avoid This Lender
We do not recommend Fast Loan Direct. Fast Loan Direct says it partners with lenders to offer personal loans. However, an “F” Better Business Bureau (BBB) rating and several negative…
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Grace Loan Advance Personal Loan Review
Grace Loan Advance is a service that matches potential borrowers to personal loan lenders it partners with. It’s an intermediary—not a traditional personal loan lender. So it’s not rated in…
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$30,000 Personal Loans
A $30,000 personal loan could help you cover the costs of a significant expense, such as a home renovation, medical bills, or a wedding. If you can qualify for a…
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10 Personal Loans for Low-Income Borrowers
Finding a personal loan with a low income is possible if you know where to look. Lenders assess your income alongside other factors, such as monthly expenses and debt, to…
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CreditFresh Review 2026: Personal Line of Credit Explained (Costs, Payments, and Customer Insights)
What is CreditFresh? Founded in 2019, CreditFresh provides personal lines of credit for people who may struggle to qualify with traditional lenders. The online application is quick, with fast approval…
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Is Check ‘n Go Legit for a Personal Loan? Our Complete 2026 Review
What is Check ‘n Go? Check ‘n Go began in 1994 in Covington, Kentucky, with a focus on providing quick access to cash for borrowers who might not qualify through…
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How to Get a Loan in an Emergency
Emergency personal loans can help cover unexpected expenses, including medical bills, house repairs, urgent veterinary care, or losing a portion of income. Unforeseen expenses are stressful, especially when you’re unsure…
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Personal Loans for International Students in 2026: Best Options and Requirements for Approval
Attending college in the U.S. can be expensive for anyone. But as an international student, you face additional financial challenges since you won’t qualify for federal financial aid. You may…
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Upstart vs. LendingClub Personal Loans
Upstart and LendingClub are two popular lenders that offer personal loans for various uses, such as consolidating debt, paying for home renovations, or dealing with emergencies. Both lenders make it…