Personal Loans
Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.
Featured post
See our editorial team’s picks for the best personal loans.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
- SoFi Personal Loans Review
- LightStream Personal Loans Review
- Upgrade Personal Loans Review
- Upstart Personal Loans Review
- List of Personal Loan Companies
All personal loan articles
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What to Do If You’re Denied a Personal Loan
Being denied a personal loan doesn’t mean you’re out of options. By understanding the reasons behind the decision, you can take steps to improve your credit and finances for future…
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Best Debt Consolidation Loans for Bad Credit
If you feel trapped by mountains of debt—and your credit has suffered because of it—don’t panic. You aren’t out of options. A debt consolidation loan could help. These loans combine…
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Best Personal Loan Apps
Borrowing a personal loan is easier than ever these days. Many lenders offer a streamlined application process you can complete online or via a mobile app. Although not all lenders…
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Personal Loan Deferment
Personal loans are installment loans that you can use for various purposes. If you can’t afford your monthly payment, however, you may be able to get some relief in the…
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How to Get a $35,000 Personal Loan
Personal loans can come from online lenders, banks, and credit unions. To qualify for a personal loan, you often need a steady source of income, a good credit score, and…
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How to Get a $2,500 Personal Loan
A personal loan is a handy way to borrow money for a variety of purposes—often spending less on financing than you would with a credit card. You can use them…
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How to Get an $80,000 Personal Loan
Personal loans are an easy way to cover big expenses fast. Whether you have emergency medical bills, want to renovate your kitchen, or hope to splurge on your wedding, your…
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How to Get a $40,000 Personal Loan: 5 Best Lenders
Personal loans allow you to borrow a lump sum and repay it over a set term with interest. Qualifying for a personal loan often depends on your credit scores and…
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How to Get a Personal Loan After Bankruptcy: Lenders That Work With Chapter 7 and 13
Personal loans let you borrow a lump sum of cash to meet financial needs or goals. You might consider getting a personal loan after bankruptcy if you’re hoping to rebuild…
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Is Debt Consolidation a Good Idea? Pros, Cons, and When It Makes Sense
A debt consolidation loan can make your debt feel easier to manage. Instead of juggling several bills, you roll everything into one personal loan with one monthly payment. If the…