Personal Loans
Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.
Featured post
See our editorial team’s picks for the best personal loans.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
- SoFi Personal Loans Review
- LightStream Personal Loans Review
- Upgrade Personal Loans Review
- Upstart Personal Loans Review
- List of Personal Loan Companies
All personal loan articles
-
Why You Need a Personal Loan Agreement Between Family Members or Friends
Borrowing money from family or friends can be a terrific alternative to traditional loans, offering lower rates and more flexible terms. To protect both parties and avoid misunderstandings, it’s essential…
-
Easiest Personal Loans to Get in 2026
If you need cash and don’t have a great credit score, you might be tempted to turn to payday loans or other high-cost options. However, a personal loan is a…
-
Personal Loans vs. Payday Loans
Personal loans and payday loans can be useful when money is tight. They can help when an unexpected expense arises or you’re making a large purchase. In addition, these loans…
-
Personal Loan vs. Credit Card
In a perfect world, you’d have the cash to cover any expenses that come your way. But because this isn’t the case for everyone, you might look into personal loans…
-
How to Get a $5,000 Personal Loan
If you need $5,000 to finance a home repair, pay medical bills, consolidate debt, or cover another personal expense, a personal loan could offer the funds you need. Personal loans…
-
How to Get a $1,000 Personal Loan: Top Lenders and Rates in 2026, and Alternatives to Consider
A $1,000 personal loan can help cover unexpected expenses, consolidate debt, or manage short-term financial needs. Many lenders offer loans in this amount, but interest rates, fees, and approval requirements…
-
How to Get a $50,000 Personal Loan: 5 Best Lenders to Try
The 2022 J.D. Power U.S. Consumer Lending Satisfaction Study called personal loans a “financial lifeline,” especially for those who are financially vulnerable. If you have high-interest debt or a house…
-
Best Hardship Personal Loans in 2026
If you’re facing a financial emergency, a hardship personal loan can be a lifeline. Lenders that offer hardship personal loans tend to have more flexible lending criteria and can distribute…
-
Personal Loans for People on Disability
A personal loan allows eligible individuals to borrow a lump sum based on their income and credit history. Disability income counts as one of the qualifications, but the loan amount…
-
Balance Transfer Card vs. Personal Loan
Research shows money is one of the main sources of stress for people in nearly every age bracket. One way to alleviate financial stress, especially if your high-interest debt is…