Personal Loans
Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.
Featured post
See our editorial team’s picks for the best personal loans.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
- SoFi Personal Loans Review
- LightStream Personal Loans Review
- Upgrade Personal Loans Review
- Upstart Personal Loans Review
- List of Personal Loan Companies
All personal loan articles
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Payday Loan Statistics
Payday loans are a form of short-term lending that often receive a bad reputation for high interest rates, excessive fees, and short repayment turnaround. Many Americans use payday loans to…
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What Does “6 or 12 Months Same as Cash” Mean?
Advertisements announcing “6 or 12 months same as cash” are everywhere. It sounds like a great deal—you can get something at a great price with up to a free year…
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Home Improvement Loans With No Equity
A home improvement loan can be a terrific way to spruce up your home, but it might feel challenging to find one that doesn’t require home equity. We searched for…
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Should You Use a Personal Loan to Invest in an IRA Quickly?
We’ll share what an IRA is and how it works. Plus, you learn about some of the risks associated with using a personal loan to fund an IRA.
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LoanDepot Personal Loans Review
LoanDepot is no longer offering personal loans according to their website. You can compare additional options through our Best Personal Loans page. LoanDepot is an online financing resource that connects…
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Hip Replacement Surgery Cost and How to Finance It
If you’ve been suffering for years with hip pain and have run out of treatment options, your doctor may suggest hip replacement surgery. During the procedure, the hip joint is…
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The State of Personal Loans in 2018
This past decade has seen the personal loan industry grow from a fledgling, high-risk business to a booming space occupied by numerous lenders and prime borrowers. According to the most recent consumer data from TransUnion,…
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Stakd, an Alternative to Traditional Personal Loans
Note: Stackd is no longer in operation. To see some other options that may work for you check out our Best Personal Loans page. In its simplest form, a personal…
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Payday Loan Borrowers Largely Positive About the Product
Few financial products draw as much criticism as payday loans do. Primarily because of high interest rates that hover around 400 percent, payday loans are often characterized as predatory, even criminal. This lending…
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Complete Guide to Financing Your Firearms Purchase
Gun sales in the U.S. are big business. In 2013 alone, the industry manufactured around 4.5 million pistols, 700,000 revolvers, 4 million rifles, 1.2 million shotguns, and 500,000 other types of firearms.…