Personal Loans
Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.
Featured post
See our editorial team’s picks for the best personal loans.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
- SoFi Personal Loans Review
- LightStream Personal Loans Review
- Upgrade Personal Loans Review
- Upstart Personal Loans Review
- List of Personal Loan Companies
All personal loan articles
-
First Midwest Bank Personal Loans Review
First Midwest Bank offers personal loans for well-qualified borrowers. Loans come with fixed interest rates, a document fee, and competitive repayment terms.
-
Best Credit Union Loans of 2026: Personal Loan Rates, Terms, and Perks
Credit unions are known as the customer-friendly alternative to an impersonal bank experience. In some cases, this service can help borrowers access personal loans with more affordable rates than what’s…
-
Barclays Personal Loans Review
Barclays personal loans are designed for borrowers with good to excellent credit who are looking to finance a variety of expenses, including debt consolidation or unexpected life events. Barclays personal…
-
Best RV Loans: Compare Rates
RV loans give you the funds you need to buy a recreational vehicle, such as a motor home or camper van. You may be able to finance with your dealer,…
-
Secured vs. Unsecured Loan: What’s the Difference?
When searching for a personal loan, you can choose between a secured or unsecured option. Learn when a secured vs unsecured personal loan is best.
-
EVEN Financial Personal Loans Review
Finding the right personal loan can be challenging, but loan marketplace Even Financial aims to make it easier by connecting you with lenders that fit your unique needs and financial…
-
Community Bank Personal Loans
Personal loans from community banks might offer competitive interest rates and solid terms. But you usually need to apply in person, and options could be limited.
-
Secured Personal Loans: What Are the Best Options?
Here are some of the best secured personal loans available nationwide that feature a range of different collateral options.
-
How Payday Loans Work: Debt Cycle Trap, Credit Impact, and Alternatives
When you’re strapped for cash and you need it in a hurry, you might be considering a payday loan. With payday loans, you’ll receive your money quickly, but you’ll also…
-
Does Debt Consolidation Hurt Your Credit?
Consolidating debts can make budgeting easier, since you have fewer payments to make. Before moving forward with debt consolidation, it helps to know how it can affect your credit.