Home Equity
Compare our top picks for the best home equity loans & HELOCS and learn more about how home equity works & how you can use it.
Ways to access the equity in your home
If you have sufficient equity in your home, you can use it to access cash. Your home acts as collateral for these loans or agreements.
- How to Take Equity Out of Your Home
- Best Home Equity Loans
- Best Home Equity Lines of Credit
- Best Home Equity Agreements
- Best Home Sale-Leasebacks
Home equity reviews
Several companies allow you to access the equity in your home. Before moving forward with any company, it’s important that you review what it offers to ensure it offers you the best terms.
- Figure HELOC Review
- Hometap Review
- Spring EQ Home Equity Loan Review
- Point Home Equity Review
- Unison Home Equity Review
- EasyKnock Home Equity Review
Other home equity resources
All home equity articles
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Best HELOCs for Home Repairs With Fast Funding in 2026
Nothing is as stressful as an unexpected home repair. Whether it’s a broken HVAC system, flooded basement, or mold remediation, you often need to make home repairs fast for the…
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Complete Guide to All-in-One HELOCs: Benefits, Drawbacks, and Alternatives
An all-in-one HELOC is a unique financial product that combines a home equity line of credit with a checking account. Instead of managing separate accounts, you can use one account…
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Current HELOC Rates for Excellent Credit: Best Options in 2026
Excellent credit borrowers can qualify for some of the lowest HELOC rates, highest borrowing limits, and most flexible repayment terms available. If your FICO score falls between 740 and 850,…
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Best HELOCs and Home Equity Loans for Veterans: Top Lenders and Rates in 2026
Accessing your home equity can be an effective way for veterans to fund home improvements, consolidate debt, or cover major expenses. The Department of Veterans Affairs (VA) doesn’t offer HELOCs…
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580 – 669 Credit Score? Here Are the Best HELOCs for Fair Credit
While many HELOC lenders list minimum credit score requirements of around 640 to 680, approvals for fair credit borrowers are rare. Most lenders prefer applicants with scores of 720 or…
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Newfi EquityChoice: Mortgage-Based Home Equity Agreement With Clear Terms
This Newfi review explores the EquityChoice home equity agreement, a unique financing option for homeowners looking to access their equity without taking on monthly payments. Unlike traditional loans, EquityChoice is…
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How to Use a HELOC to Pay for College
A HELOC can help you pay for college costs and could be a smart option compared to private loans. Exhaust all federal financial aid before using a HELOC.
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Do You Need an Appraisal for a HELOC? Everything Homeowners Should Know
The HELOC and home equity loan appraisal process can look different today thanks to the COVID-19 pandemic—but does this work in your favor?
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loanDepot HELOC Review 2026: Rates, Terms, and Alternatives
Rates (APR) Not disclosed (variable, capped at 18%) Funding amounts $35,000 – $250,000 Repayment terms 30 years total: 3-year draw, 10-year interest-only, 20-year repayment (27 in Texas) Min. credit score…
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Alliant Credit Union HELOC Review 2026: Low Fees, Limited Availability
Alliant Credit Union offers a no-frills HELOC with a low introductory rate and no closing costs on lines up to $250,000. You can prequalify with a soft credit check and…