Personal Loans
Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.
Featured post
See our editorial team’s picks for the best personal loans.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
- SoFi Personal Loans Review
- LightStream Personal Loans Review
- Upgrade Personal Loans Review
- Upstart Personal Loans Review
- List of Personal Loan Companies
All personal loan articles
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Fastest Personal Loans for Quick Cash in 2026
Waiting days for funding on a personal loan may seem like an eternity when you need fast cash. Many lenders offer same-day funding loan options for fast personal loans. With…
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How to Borrow $1,000 With No Credit Check
Most loans require a hard credit check as part of the application process. However, credit checks can be a dealbreaker if your score is under 600 or you’re one of…
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How to Finance Your Tiny Home: Personal Loans and 4 Other Options
Tiny homes are affordable and great for individuals or couples, especially those who own a quiet plot of land. But conventional financing options such as mortgages typically aren’t available for…
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Where to Get $500 Fast: Best Cash Advance Apps and Loans
Need $500 fast? Cash advance apps offer quick access to funds with no credit check or interest if repaid by your next payday. Apps like Dave and Current may offer…
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How to Improve Your Credit Score in 3 Months—and Beyond
Have you been declined much-needed funding due to a low or non-existent credit score? Are you preparing to take on a mortgage, and trying to get the best possible rate?…
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Can You Refinance a Personal Loan? Yes—Here’s How
Refinancing a personal loan is simple. You’re simply taking out a new personal loan to pay off your existing one (or ones, if you have multiple personal loans out). This…
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![How to Finance Landscaping Projects With Loans [2024 Rates and Lenders]](https://capital-gateway.live/wp-content/uploads/2024/12/How-to-Finance-Landscaping-Projects-With-Loans-2024-Rates-and-Lenders.jpg?w=640)
How to Finance Landscaping Projects With Loans [2026 Rates and Lenders]
Some of the most practical landscaping loans may include personal loans, cash advances, home equity loans, or home equity lines of credit (HELOCs). These loans are flexible in terms of…
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Best Emergency Loans That Can Fund the Same Day
Same-day emergency loans usually fall into three categories: cash advance apps, same-day personal loans, and emergency lines of credit. Most people who need money fast end up using a cash…
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What Is a Cash Advance? From Credit Cards to Apps
When you hear “cash advance”, you may think of a credit card cash advance. Today we’ll be talking about this, along with another new kind of cash advance. Cash advance…
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Earned Wage Access (EWA): How It Works, Benefits, and Top Apps
Earned wage access (EWA) gives employees the ability to access wages they’ve already earned before payday. It’s not a loan, so there’s no interest, credit check, or repayment risk. Just…