Personal Loans
Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.
Featured post
See our editorial team’s picks for the best personal loans.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
- SoFi Personal Loans Review
- LightStream Personal Loans Review
- Upgrade Personal Loans Review
- Upstart Personal Loans Review
- List of Personal Loan Companies
All personal loan articles
-
Can You Use a Personal Loan for a Down Payment on a House?
You usually can't use a personal loan to fund the down payment on a home. There are many alternatives to making a 20% down payment, which can help you buy…
-
Best Wedding Loans in 2026: Compare Rates, Lenders, and Alternatives for All Credit Types
The best wedding loans can make your dreams come true if you take the time to plan out your approach. We’ll help you compare the best wedding loan options.
-
Personal Loans for Plastic Surgery & Other Cosmetic Surgery Financing Options
Explore plastic surgery financing so you can schedule your procedure on your own timeline.
-
Tummy Tuck Cost & Financing Options
Tummy tucks had an average surgeon’s fee of $6,253 in 2018. You may incur additional costs for anesthesia, operating room fees, and post-op care. Insurance usually doesn’t cover tummy tucks,…
-
Best Jewelry and Engagement Ring Financing
There are several ways to finance an engagement ring or other jewelry. Each has pros and cons, but all tend to increase the total cost of the jewelry or add…
-
Best Timeshare Loans: 2026 Reviews
Timeshares can be expensive so you may have to borrow money to buy one. Timeshare salespeople often pitch lenders you can borrow from, but you could potentially qualify for a…
-
Adoption Loans: Compare Low-Interest Options
Although adoption can be a wonderful choice for expanding your family, it can be very expensive. If the cost of financing adoption expenses is an issue for you, compare adoption…
-
SoFi Personal Loans Review: Fast Approval With Good Credit
SoFi personal loans can be an excellent choice if you’re a high wage earner with solid credit. If you’re not, however, it may not be the best option for you.
-
Upstart vs. SoFi: Which Personal Loan Is Better?
Both Upstart and SoFi offer online personal loans, but the rates and benefits that come with each loan differ. Keep reading to learn which lender is right for you.
-
Common Personal Loan Fees & Charges
Some personal loan lenders charge fees when you borrow. If you need to take out a personal loan, budget for the possibility of personal loan fees including an origination fee,…