Personal Loans
Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.
Featured post
See our editorial team’s picks for the best personal loans.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
- SoFi Personal Loans Review
- LightStream Personal Loans Review
- Upgrade Personal Loans Review
- Upstart Personal Loans Review
- List of Personal Loan Companies
All personal loan articles
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What Can a Personal Loan Be Used For?
Personal loans offer plenty of flexibility when you need to borrow. Learn what you can use a personal loan for and how to find a lender.
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5 Best Unsecured Personal Loans
You can use unsecured personal loans for almost any reason. The loan terms vary depending on your credit score, but there are options for every type of score.
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Home Improvement Loans With Bad Credit
You’ll see a higher interest rate on a home improvement loan with bad credit, but you have options.
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Scooter Financing: Where to Find a Moped or Scooter Loan
The flexibility and affordability of personal loans makes them a good option for financing a scooter or moped if you can’t afford to buy one with cash. Compare lenders with…
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Horse Trailer Financing: How and Where to Secure Funding
If you need to purchase a horse trailer but don’t have enough cash on hand, personal loans can help. This guide will help you identify top lenders and horse trailer…
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Joint Personal Loans for Married Couples
Adding your spouse as a co-borrower on a personal loan may boost your approval odds and help you qualify for a larger loan amount.
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Golf Membership Financing With a Personal Loan
For millions of golf-loving Americans, joining a golf club is a pivotal life decision – the fulfillment of an ambition to take their game, their career, and their lifestyle to…
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Virginia Personal Loans: Online & Local Lenders
Personal loans in Virginia are available from local and national lenders.
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Quick Loans: How to Find Fast Cash
Explore quick personal loans to help narrow down your options when you need fast cash. Plus, learn how to choose the right one for you.
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Best Personal Loans in New York for 2026
Borrowers have several solid local and national banks and credit unions to choose from when it comes to personal loans in New York. Beware of predatory payday loans, and always…