Personal Loans
Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.
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See our editorial team’s picks for the best personal loans.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
- SoFi Personal Loans Review
- LightStream Personal Loans Review
- Upgrade Personal Loans Review
- Upstart Personal Loans Review
- List of Personal Loan Companies
All personal loan articles
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Best Personal Loans for Good Credit
Personal loans can be a valuable tool for borrowers that lenders approve based on credit scores. After careful consideration, these lenders came out ahead of the rest.
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Best Personal Lines of Credit for 2026
The best personal lines of credit offer a combination of high borrowing limits, low rates, and minimal fees. Keep reading to learn which personal lines of credit rate came out…
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Santander Personal Loans Review
Santander Bank offers personal loans at fairly competitive rates. Its customer service, however, is rated poorly enough that you might be better off looking elsewhere for a personal loan.
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Dental Loans: Financing for Cosmetic and Medical Work
If you need to finance a major dental procedure, a dental loan or alternative source of financing could be the right solution. Be sure to compare different dental financing companies…
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Personal Loans for Bathroom Remodel Financing
If you are looking for bathroom remodel financing options, you should consider home improvement loans, home equity products, credit cards, and manufacture financing.
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M&T Bank Personal Loans Review
M&T Bank offers loans up to $25,000 at reasonable rates, as well as a choice of repayment terms. However, because rates may be lower from online lenders, borrowers need to…
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PenFed Personal Loans Review: Solid Banking, With Even Better Borrowing Options
PenFed offers affordable personal loans but there are strict credit score and income requirements, and you must be a member of the credit union.
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Best Online Installment Loans in 2026: Rates, Reviews, and How to Qualify
Finding the right installment loan shouldn’t be hard. We’ve researched the best personal loan rates, terms, and benefits to help you make an informed decision.
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Avant Personal Loans Review: Quick Loans, but at a High Cost
Avant offers personal loans to qualified borrowers, including those with less-than-perfect credit. This Avant personal loan review will get you up to speed on this product.
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Best Loans for Plumbing Financing
Plumbing problems tend to appear suddenly, leaving you with little time to prepare—especially financially. When a plumbing emergency is more costly than you can afford, you have financing options to…