Personal Loans
Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.
Featured post
See our editorial team’s picks for the best personal loans.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
- SoFi Personal Loans Review
- LightStream Personal Loans Review
- Upgrade Personal Loans Review
- Upstart Personal Loans Review
- List of Personal Loan Companies
All personal loan articles
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6 Ways to Get Cash From a Credit Card
If you’ve ever stared at your credit card wondering, “Can this thing actually give me cash?”—you’re not alone. The short answer is yes, but there’s a catch (or several). As…
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Can You Borrow Money From PayPal? A Look at Your Options and the Best Alternatives
You can borrow money from PayPal, but not as easily as you might through traditional cash advance apps. Instead, you can finance purchases with PayPal’s buy now, pay later option;…
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10 Best Credit Building Apps in 2026
If your credit score could use a boost, a credit building app might be the easiest place to start. These apps offer tools like secured credit cards, credit builder loans,…
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What to Do If You Need $10, $20, or $30 Right Now
We’ve all run into tight spots where we just need a small amount of money, but we need it now. Maybe you’re running low on gas or need to put…
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4 of the Best Loans Using Your Car as Collateral in 2026—Plus 5 Alternatives to Consider
When you need cash in an emergency, you’re ready to pull any lever to stay afloat. Sometimes, that means using your possessions—even your car—as collateral to get funding fast. Many…
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What Shouldn’t You Use a Personal Loan to Purchase? 8 Bad Ideas
You know how personal loans can feel like a financial Swiss Army knife? You can use them for just about anything—home projects, big purchases, consolidating debt. But just because you…
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5 Types of Short-Term Loans That Might Work (and 5 to Absolutely Avoid)
Cash in a hurry. That’s the best way to sum up short-term loans: typically, these are any loans you pay back within 12 months, though the terms can last as…
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What Is the Maximum Personal Loan Amount You Can Get?
The maximum personal loan amount you can get depends on the lender itself and your own financial ability. On the lender side, we found a few companies offering a maximum…
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Best Cash Advance Apps for Gig Workers and Freelancers
Cash advance apps give you small amounts of money to help cover bills or other necessary expenses before payday. A cash advance is a short-term loan; you repay the balance…
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The Best Earned Wage Access Apps in 2026
Offering an earned wage access (EWA) app as a company benefit is an excellent way to attract potential employees, retain current employees, and, most importantly, make a real difference in…