Personal Loans
Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.
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See our editorial team’s picks for the best personal loans.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
- SoFi Personal Loans Review
- LightStream Personal Loans Review
- Upgrade Personal Loans Review
- Upstart Personal Loans Review
- List of Personal Loan Companies
All personal loan articles
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LendingPoint Personal Loan Review
LendingPoint funding is quick, with some borrowers receiving their money as soon as the next business day. However, other loan terms may not be as favorable, making this lender suitable…
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Prosper Personal Loans Review 2026: Funding for Debt Consolidation, Home Improvement, and More
Prosper loans are posted for individual investors to fund. Borrowers can qualify for a Prosper personal loan even if their credit isn't perfect, but good credit borrowers will receive the…
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LoanMe Personal Loans Review — Know the Risks
LoanMe Personal Loans can be a solution for some borrowers in need of fast financing for major expenses. However, there are risks involved, including a near-predatory interest rate charged on…
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Where to Find Peer-to-Peer Loans
Peer-to-peer loans involve borrowing money from individuals instead of traditional lenders. While they're not common, they include certain benefits.
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Mariner Finance Personal Loans Review 2026: Secured and Unsecured Options But Limited Availability
Mariner Finance offers personal loans to borrowers with poor credit. Mariner Finance rates are higher than those offered by other online lenders — particularly if you have good credit —…
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FreedomPlus Personal Loans Review
FreedomPlus takes a personalized approach to online lending by requiring each borrower to meet with a loan consultant via phone. Paired with competitive rates, this makes FreedomPlus personal loans an…
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Wells Fargo Personal Loan Review: Low Rates, Must be a Current Customer
Wells Fargo personal loans can have some benefits for borrowers including relatively fast approvals and rate reductions for existing customers. However, the company does have a reputation of not being…
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Best No-Fee Personal Loans
It’s possible to find personal loans with no origination fee, especially if you have excellent credit. But watch out for higher interest rates and other fees.
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Best Egg vs. LendingClub: Personal Loan Matchup Based on Your Credit and Needs
Both Best Egg and LendingClub offer personal loans, but they way they fund those loans differs significantly. Learn more below.
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Boat Loan Calculator: Estimate Your Payments
The cost of boat financing will be determined based on how much you borrow, the length of your loan, and your interest rates. Our boat loan calculator will help you…