Personal Loans
Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.
Featured post
See our editorial team’s picks for the best personal loans.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
- SoFi Personal Loans Review
- LightStream Personal Loans Review
- Upgrade Personal Loans Review
- Upstart Personal Loans Review
- List of Personal Loan Companies
All personal loan articles
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Best Bad-Credit Lenders for Personal Loans: Online Options in 2026
Bad credit can limit your borrowing options, but you might have more choices than you think. We’ve researched lenders and how to get a personal loan.
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Navy Federal Personal Loans Review
Navy Federal Credit Union offers personal loans with competitive rates and good benefits. However, there are requirements for becoming a Navy Federal member and specific ways to apply for the…
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Best Home Improvement Loans of 2026: Compare Rates, Terms, and Alternatives
After hours of research, here are our choices for the best personal loans for home improvement projects.
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Best Food Truck Loans
When starting a food truck business, you'll probably need to tap into various sources of funding. Food truck loans can include small business loans, personal loans, or microloans.
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Fish Tank & Aquarium Financing
Whether your fish are outgrowing their current tank or you’re looking to add more aquatic life to your aquarium setup, fish tank financing could help you fund your marine expansion.…
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Personal Loans for H-1B Visa Holders: How to Qualify and Where to Apply
If you are working on an H-1B visa and need additional funding, there are options. Find out where to get a personal loan for H-1B visa holders.
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Bank of America Doesn’t Do Personal Loans: Best BofA Alternatives in 2026
Bank of America (BoA) doesn’t offer personal loans, but many other lenders can help you cover unexpected expenses or finance larger purchases. Whether you’re looking for a loan with low…
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Personal Loans for Students
After you exhaust your financial aid, a personal loan could be a solution if you need cash fast. But before you apply for one, consider the pros and cons.
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Can You Get a Personal Loan Without a SSN as a Non-U.S. Citizen?
You can get a personal loan as a non-U.S. citizen, but you might have more restrictions or limitations on where you can get a loan and how much you can…
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Vacation Loans: How to Finance Your Trip
Vacation loans can help you cover a pricy getaway, but will increase the cost due to interest and leave you paying for your experience long after it’s over. Plan ahead…