Personal Loans
Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.
Featured post
See our editorial team’s picks for the best personal loans.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
- SoFi Personal Loans Review
- LightStream Personal Loans Review
- Upgrade Personal Loans Review
- Upstart Personal Loans Review
- List of Personal Loan Companies
All personal loan articles
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Credit Genie Review 2026: High Fees and Low Advances—Better Alternatives Available
Credit Genie is a cash advance app that can lend you extra money if you’re struggling until your next payday. It sounds like a godsend, but we’ve researched how the…
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Gerald Wallet: 2026 Cash Advance App Review
If you’re looking for a cash advance to bridge the gap between paychecks, you may be considering the Gerald Wallet app. Gerald is a free app that offers cash advances…
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Rain Instant Pay: 2026 Review (How It Works, Pros and Cons)
When your earnings don’t stretch to payday, the Rain Instant Pay app is a good option for closing the gap until your next paycheck. The Rain app allows you to…
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Cash Advance vs. Payday Loan: Why Apps Are Usually the Better Choice
Cash advances and payday loans are both fast ways to borrow money—but they’re not equally safe. While a cash advance can come from a credit card, many people now turn…
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Cleo App 2026 Review: Budgeting and Cash Advance
Funding Up to $250 Speed of advance 3 – 4 days or same day for a fee Fees Monthly subscription for $5.99 or $14.99 per month and same-day advance from…
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FloatMe App Review 2026: Small Cash Advances, High Fees
Advance amounts Up to $100; new members capped at $20 to start Speed of advance 1 – 3 days for standard Floats; 30 minutes to a few hours for instant…
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Current Paycheck Advance 2026 Review: How It Works and Who’s Eligible
Funding $50 – $750 Speed of transfer Instant (for a fee) – 3 days (free) Fees Undisclosed Current offers a mobile banking experience with checking features, a credit-building card, high-yield…
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4 Best Cash Advance Apps to Receive Money Instantly Without a Job
Sometimes, when money is tight, you might need a little extra to get through the next few days. That happens, but many cash advance apps require you to have a…
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Apps Like EarnIn
Many of us have run into situations where we don’t have the cash we need before our next payday, especially if we’re still working on building our savings. If you…
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Achieve Personal Loans Review: A Solid Pick for Creditworthy Borrowers
Achieve personal loans are a strong option for borrowers with good to excellent credit who want to consolidate debt or cover a large expense—and want the process to be as…