Personal Loans
Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.
Featured post
See our editorial team’s picks for the best personal loans.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
- SoFi Personal Loans Review
- LightStream Personal Loans Review
- Upgrade Personal Loans Review
- Upstart Personal Loans Review
- List of Personal Loan Companies
All personal loan articles
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Credit Tradelines: What They Are and How They Affect Your Credit
Credit tradelines are the accounts that appear on your credit report, along with important information about those accounts. Your tradelines show how much you first borrowed, how much you still…
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What Is an NSF Fee, and What Do I Do About It?
What is an NSF? It stands for non-sufficient funds, and you might have seen it on your bank account activity. This occurs when you try to make a payment or…
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The Best Buy Now, Pay Later Apps of 2026
Buy now, pay later (BNPL) is short-term financing that lets you buy an item now while paying it off over time in smaller payments. Most major retailers offer BNPL options…
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Can You Use a Credit Card to Withdraw Money From an ATM Without Charges?
You can use a credit card to withdraw money from the ATM. However, you can’t withdraw money from your credit card without charges. And it’s expensive to withdraw cash using…
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How to Get a Cash Advance (Instantly, No Fees)
If you are short on cash and need a small, short-term loan, a cash advance could be a solution. There are various options for a cash advance—including payday loans, credit…
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Chime MyPay 2026 Review: How It Works and Who’s Eligible
MyPay® is an optional feature for people who use the Chime® online checking account. It is a line of credit1 that works similarly to cash advance apps, allowing you to…
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SoLo Funds Review: Is This Peer Lending Platform Worth Your Time?
SoLo Funds was founded in 2018 as a peer-to-peer lending platform where members loan or borrow money from other members. It’s meant to be an option for borrowers who have…
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15 Cash Advance Scams and How to Avoid Them
If you’re searching for a quick cash advance, you’ve probably wondered whether the app or lender you’re using is legit. With scams getting more sophisticated—and even some real companies hiding…
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Payactiv 2026 Review for Employers and Employees
Payactiv is an employer-based wage advance app. It’s similar to a cash advance, but you can only access money you’ve already earned. Additional features include free financial education or a…
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Varo Advance 2026 Review: How It Works, Who’s Eligible, and How It Compares
Varo is a mobile banking app offering checking, savings, and credit-building products – including Varo Advance, a small-dollar line of credit to help cover short-term cash needs. While its cash…