Personal Loans
Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.
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See our editorial team’s picks for the best personal loans.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
- SoFi Personal Loans Review
- LightStream Personal Loans Review
- Upgrade Personal Loans Review
- Upstart Personal Loans Review
- List of Personal Loan Companies
All personal loan articles
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USAA Personal Loans: Strong Option for Military Families With Excellent Credit
If you or a family member are a current or former member of the U.S. armed forces, USAA offers a variety of personal loans and services that can help you…
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Wells Fargo Personal Line of Credit Review: Discontinued, Best Alternatives
Opening a Wells Fargo Personal Line of Credit is an easy way to access cash for an emergency expense. Existing Wells Fargo customers can apply easily online. Here's how.
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Citibank Personal Loans Review
Some borrowers may be hesitant due to potentially average rates and poor customer reviews, but others, particularly prime borrowers who are already Citibank customers, may find a Citi personal loan…
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TD Bank Personal Loan Review
TD Bank offers competitive rates with no origination fee on their loans.
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American Express Personal Loans Review
Pre-approved American Express cardholders can obtain personal loans with a competitive APR. You can receive a decision on your application within seconds.
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Axos Bank Personal Loan Review 2026: Quick Funding, High Credit Bar, Best for Existing Customers
Axos Bank personal loans come with flexible terms, fixed monthly payments, and no collateral required. However, applicants may find lower interest rates with other lenders, especially if they have good…
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Personal Loan Default: What Comes Next?
A defaulted loan won’t just go away. If you don’t resolve it, your lender will–and it won’t be pretty. Some lenders are willing to work with you, but it’s important…
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How Does MoneyLion Plus Work?
MoneyLion is a mobile personal finance and lending app that helps customers get in control of their finances by providing them with tools that help them track their spending, saving,…
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Personal Loan Calculator: Estimate Your Payments
Our personal loan calculator will help you see what your monthly payment and total interest costs would be for different loans so you can determine what’s affordable.
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14 Alternatives to Payday Loans
Payday loans are a fast funding option, but they’re costly for borrowers. These alternative financing options are likely a better choice.