Personal Loans
Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.
Featured post
See our editorial team’s picks for the best personal loans.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
- SoFi Personal Loans Review
- LightStream Personal Loans Review
- Upgrade Personal Loans Review
- Upstart Personal Loans Review
- List of Personal Loan Companies
All personal loan articles
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5 Reputable Personal Loan Lenders with a 100% Online Application Process
Online loans make borrowing cash easy and convenient. Here’s our list of some well-known online loan lenders for each credit category.
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Can You Use Personal Loans to Buy Gold or Silver?
You can typically use a personal loan for anything—including buying gold or silver. You should only do so if you expect the return on your investment to be higher than…
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Avant Competitors and Alternatives for Personal Loans
Personal loans through online lenders has shifted the industry, giving consumers more options for accessing financing for major expenses or high-interest debt consolidation. Avant, a Chicago-based online lender, is one of…
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Can You Refinance a Personal Loan?
If you have a personal loan, you do have the option to refinance it if needed. However, it is important to find out if your current lender allows for it…
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Christmas Loans 2026: How and Where to Borrow Money for the Holidays
Borrowing for Christmas isn't always a good idea, but the gifts, travel, and festivities can get expensive. If you need a Christmas loan continue reading below.
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5 Loans Like Upstart: Great Alternatives in 2026
Upstart offers flexible loan options for borrowers of all credit scores, but compare these Upstart alternatives to ensure you get the best loan.
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How to Take Out a Personal Loan to Pay Off Credit Card Debt
Using a personal loan to pay off credit card debt has pros and cons. It might save you money and simplify your payments, but look out for fees and strict…
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Personal Loans for Veterans
Whether you have good credit, fair credit, or poor credit, there is probably a personal loan out there for you.
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Fence Financing: Installation Cost & Loan Options
Proper fence installation financing involves getting an accurate estimate and knowing how you’ll pay before the builders break ground. This guide will explain how to finance a fence and review…
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How to Pay for Emergency Pet Care
There are a number of ways to pay for emergency pet care including personal loans, credit cards, welfare organizations, and veterinary schools.