Personal Loans
Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.
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See our editorial team’s picks for the best personal loans.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
- SoFi Personal Loans Review
- LightStream Personal Loans Review
- Upgrade Personal Loans Review
- Upstart Personal Loans Review
- List of Personal Loan Companies
All personal loan articles
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Upstart Personal Loan Review: Rates, Approval Odds, and Requirements (2026)
Upstart personal loans come with competitive interest rates, and you have a choice of repayment timelines. Unfortunately, you may have to pay a big origination fee.
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LightStream Personal Loans Review 2026: Best for Excellent Credit
LightStream is an online lender designed to accommodate and reward borrowers with good-to-excellent credit scores. The application is quick, interest rates are low, and in some cases, you can receive…
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Where to Find Landscaping Loans & What to Ask Before Applying
For financing landscaping, you could turn to a personal loan, home equity loan, or HELOC. A personal loan for landscaping is typically unsecured, while the latter are secured by your…
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How to Get a Personal Loan: 10 Steps
We spent hours researching personal loans. Find out how to get a personal loan from an online lender, bank, or credit union.
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Best Personal Loans in Washington State: 2026 Roundup
You have plenty of options for personal loans in Washington state through local or national lenders. Whether you live in Spokane, Seattle, Vancouver, or anywhere in between, which loans you…
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Best Home Addition Loans Plus 10 Financing Options to Build On to Your House
Building an addition to your home can create value, but can also cost thousands of dollars. If you need financing for an addition, personal loans and home equity loans can…
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Best Personal Loans for Fair Credit
Looking for loans with fair credit? Check out our picks for the best personal loans for fair credit from our partners.
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Deck Financing: How to Pay for Your New Deck or Patio
Borrowers have several affordable options when it comes to financing a deck including a home equity loan or line of credit, a personal loan, or a builder loan.
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Illinois Personal Loans
Personal loans are a flexible way to quickly borrow smaller amounts of money. If you live in Illinois, you have many options in the form of online and local lenders.
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Best Debt Consolidation Loans in 2026: Options Based on Credit Score, Plus How Much You Can Save
A debt consolidation loan allows you to consolidate multiple debts into a single loan. Find out about the available loan options.