Personal Finance
See our best personal finance blog content all in one place. Learn about making & saving money, managing debt, and more.
1. Manage Your Money

Money shapes your lifestyle, opportunities, and security. Learn the fundamentals of financial literacy.
Understand the latest trends in savings, debt, and investing with our in-depth financial reports.
We break down the most trusted financial institutions for banking, investing, and credit-building in our roundup of the best personal finance companies in 2025.
2. Manage Your Debt

Debt isn’t always bad, but without a plan, it can spiral out of control. You can take charge of your finances with proven strategies.
Even if you’re broke or just barely making ends meet, this step-by-step guide will help you regain financial stability.
Looking to simplify multiple debts? These are the top-rated options for consolidating loans.
Overwhelmed with debt and not sure where to start? A professional debt relief service may be the way to go.
If you’re not sure if debt relief is the right path forward for you, read more about how it works.
3. Improve Your Credit Score

A strong credit score opens doors to better financial opportunities. Learn how to boost yours.
4. Stay on Top of Your Taxes

Taxes can be complicated, but with the right strategy, you can reduce your liability and avoid issues with the IRS.
If you owe back taxes, we’ll walk you through the five options that can help you resolve your debt without expensive legal fees.
Here’s how to check if you have outstanding tax debt and what steps to take.
If you need professional help with tax debt, these companies offer tried-and-true solutions.
5. Invest and Grow Your Wealth

Investing helps grow your wealth over time. Whether you’re interested in stocks, gold, or real estate, find the right options for your financial goals.
Explore expert analysis on the stability of the U.S. dollar and what it means for investors.
Smart investors spread their risk. Here are the best ways to diversify and protect your investments.
Gold has been a reliable store of value for centuries. Learn how to add it to your portfolio.
All personal finance articles
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CPA vs. Financial Advisor: Which One Is Right for You?
Although the roles of a Certified Public Accountant (CPA) and a financial advisor seem similar, these professionals offer different financial advice. For example, as a financial writer and business owner,…
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How to Find a Financial Advisor Online
When you have money goals you want to reach, it helps to have an expert on your side. A financial advisor can guide you along the way, and choosing the…
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![How Much Will the IRS Usually Settle For? [Offer in Compromise Formula + Tips]](https://capital-gateway.live/wp-content/uploads/2025/04/How-Much-Will-the-IRS-Usually-Settle-For-Offer-in-Compromise-Formula-Tips.jpg?w=640)
Will the IRS Really Settle for Less Than You Owe? How Much to Offer in Compromise in 2026
If you have a tax bill you can’t afford, the IRS may be willing to settle for less than you owe. This is called an Offer in Compromise (OIC). But…
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Do You Need a Financial Advisor? Ask Yourself These 7 Questions
If you’re trying to reach big financial goals, like paying down debt, saving for your kids’ college educations, or planning for retirement, you might consider hiring a financial advisor, a…
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80/20 Budget: The Pay-Yourself-First Savings Strategy You Overlooked
Budgeting can be stressful, but it’s the best way to stay on top of bills, expenses, and debt. Just as importantly, budgeting can help you save for emergencies, big purchases,…
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How to Avoid Overdraft Fees [8 Ways]
Overdraft fees are the worst kind of surprise. You go to buy groceries or fill up your tank, and boom … your account dips below zero. Next thing you know,…
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Physical Gold vs. Gold ETFs: Which Is the Better Investment in 2026 and Beyond?
Physical gold and gold exchange-traded funds (ETFs) are two popular ways to invest in precious metals. While both allow investors to diversify their portfolios with gold, they operate in different…
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How Much Emergency Fund Should You Have Saved? Our Top Tips to Prepare for the Unexpected
Emergencies can happen to anyone—whether it’s a layoff, a sudden illness, or an unexpected expense you weren’t budgeting for. Having money set aside in an emergency fund is the best…
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Living Paycheck to Paycheck: What It Is, 2025 Statistics, and How to Break the Cycle
Living paycheck to paycheck means your money runs out before the month does. There’s no cushion, no breathing room … just a race to make it to the next payday…
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What Is Zero-Based Budgeting? How It Works, Pros, Cons, and Alternatives
Budgeting is one of the most powerful money tools out there. But finding the right method? That’s where things get tricky. If you’ve heard of zero-based budgeting but aren’t sure…