Home Equity

Compare our top picks for the best home equity loans & HELOCS and learn more about how home equity works & how you can use it.

Ways to access the equity in your home

If you have sufficient equity in your home, you can use it to access cash. Your home acts as collateral for these loans or agreements.

Home equity reviews

Several companies allow you to access the equity in your home. Before moving forward with any company, it’s important that you review what it offers to ensure it offers you the best terms.

Other home equity resources

All home equity articles

Home Appreciation Calculator: What Will Your Home Be Worth in 2026 and Beyond?

Home appreciation is the increase in your home’s value over time. It’s influenced by market trends, local demand, property improvements, and broader economic conditions. If you own a home or…

June 27, 2025
Current Home Equity Loan Rates in February 2026

Thinking of tapping into your equity? According to Bankrate’s national survey of rates, average home equity loan rates currently range from 8.04% to 10.17%. Borrowers may soon see a drop…

February 1, 2026
RenoFi Review 2026: Helping New Homeowners Renovate on a Tight Equity Budget

RenoFi serves as a lending matchmaker for homeowners who need funds for a renovation. The company connects you to a loan from a local credit union, offering after-renovation value loans,…

January 14, 2026
Are HELOCs Tax-Deductible? How to Deduct HELOC Interest From Taxes

Home equity lines of credit (HELOCs) not only offer access to cash, they can also yield a tax break in certain situations. Through the end of 2025, interest on home…

May 2, 2025
How Big of a HELOC Can I Get? Maximum Funding Limits Explained

A home equity line of credit (HELOC) lets you tap into your home’s equity when you need extra cash. But how big of a HELOC can you actually get? Most…

July 25, 2025
Upstart HELOC 2026: Clear Fees, Fixed Rates, But Short Draw Period and Limited Availability

Upstart is a solid online HELOC lender with a quick closing timeline, no appraisal requirement, and fixed rate draws. It’s a strong option for borrowers who need money fast and…

January 8, 2026
The 3 Different Types of Home Equity Loans: HEL/HELOAN, HELOC, Cash-Out Refi

Choosing the right home equity option depends on your financial goals and needs. A HELOC is a revolving credit line that lets borrowers withdraw funds as needed. It has a…

April 17, 2025
Divvy Homes Rent-to-Own Company 2026 Review: Why It’s the Best for New Buyers

Divvy Homes is a rent-to-own company that offers a path to homeownership through renting. Founded in 2017, the company works by having customers rent the home they want to buy…

January 6, 2026
How to Borrow Against Your Pension [and Best Alternatives]

Retirement is a dream for many, but it can also come with unexpected expenses. If you’re fortunate enough to have a pension, it’s possible to leverage it to get a…

February 12, 2025
HELOC Calculator: How Much Can You Get in a Home Equity Line of Credit?

Our HELOC calculator helps you estimate how much you can borrow, what your monthly payment might be, and how factors like interest rates and loan terms impact costs. Whether you’re…

March 26, 2025