Home Equity
Compare our top picks for the best home equity loans & HELOCS and learn more about how home equity works & how you can use it.
Ways to access the equity in your home
If you have sufficient equity in your home, you can use it to access cash. Your home acts as collateral for these loans or agreements.
- How to Take Equity Out of Your Home
- Best Home Equity Loans
- Best Home Equity Lines of Credit
- Best Home Equity Agreements
- Best Home Sale-Leasebacks
Home equity reviews
Several companies allow you to access the equity in your home. Before moving forward with any company, it’s important that you review what it offers to ensure it offers you the best terms.
- Figure HELOC Review
- Hometap Review
- Spring EQ Home Equity Loan Review
- Point Home Equity Review
- Unison Home Equity Review
- EasyKnock Home Equity Review
- List of Home Equity Companies
Other home equity resources
All home equity articles
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The Advantages of Renting a Home vs. Buying (and Vice Versa)
Renting or buying a home is a major decision with distinct advantages and drawbacks. Renting offers flexibility, lower upfront costs, and freedom from maintenance, but it doesn’t build equity or…
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The Ultimate Playbook for Buying and Selling a Home at the Same Time [6 Steps]
Figuring out how to sell and buy a home at the same time doesn’t need to be complicated. This is a common occurrence because most people have to sell their…
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Will HELOC Rates Go Down in 2026?
As of late 2024, HELOC rates remain a crucial consideration for homeowners. With the Federal Reserve implementing modest rate cuts, the 2025 outlook shows potential for slight rate declines. However,…
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Shopping for a HELOC: How to Get the Best HELOC Rate in 12 Steps
A home equity line of credit (HELOC) is a great tool for tapping into the equity you’ve built in your home to cover major expenses, such as home renovations, large…
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Should I Refinance My Mortgage? Or Get a Home Equity Loan or Line of Credit?
Thinking about tapping into your home’s equity but unsure whether to refinance, get a home equity loan, or take out a HELOC? Each option works differently and has its pros…
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Can a Nursing Home Take Your Home? 4 Ways to Avoid the Worst-Case Scenario
Nursing homes themselves can’t take your home, but if you apply for Medicaid to cover long-term care, the state may attempt to recover costs through the Medicaid Estate Recovery Program…
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What Are the 3 Types of Reverse Mortgages?
A reverse mortgage is a unique financial product that allows homeowners aged 62 or older to tap into their home equity. The three main types are home equity conversion mortgages…
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How Long Does It Take to Get a Home Equity Loan? Lender Funding Times and the Complete Process
It typically takes two to seven weeks to get a home equity loan, from application to funding. This timeline reflects the underwriting, appraisal, and closing steps required for a fixed-rate,…
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The 17 Pros and Cons of Home Equity Loans
Home equity loans let homeowners borrow a lump sum against their home’s equity—often at lower interest rates than unsecured loans. With predictable payments, they’re ideal for significant expenses, such as…
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![When Is the Best Time to Take Equity Out of Your Home? [2025 Edition]](https://capital-gateway.live/wp-content/uploads/2024/12/When-Is-the-Best-Time-to-Take-Equity-Out-of-Your-Home-2025-Edition.jpg?w=640)
When Is the Best Time to Take Equity Out of Your Home? [2026 Edition]
Tapping into your home equity can be a powerful financial tool—whether you’re funding a home renovation, consolidating debt, or covering unexpected expenses. But timing matters, and 2026 is shaping up…