Home Equity
Compare our top picks for the best home equity loans & HELOCS and learn more about how home equity works & how you can use it.
Ways to access the equity in your home
If you have sufficient equity in your home, you can use it to access cash. Your home acts as collateral for these loans or agreements.
- How to Take Equity Out of Your Home
- Best Home Equity Loans
- Best Home Equity Lines of Credit
- Best Home Equity Agreements
- Best Home Sale-Leasebacks
Home equity reviews
Several companies allow you to access the equity in your home. Before moving forward with any company, it’s important that you review what it offers to ensure it offers you the best terms.
- Figure HELOC Review
- Hometap Review
- Spring EQ Home Equity Loan Review
- Point Home Equity Review
- Unison Home Equity Review
- EasyKnock Home Equity Review
- List of Home Equity Companies
Other home equity resources
All home equity articles
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What Is a Second Mortgage? How It Works and Expert Recommendations
Do you know how much your home is worth? According to CoreLogic, the average homeowner is sitting on $311,000 in equity. Second mortgages offer a pathway for tapping into that…
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Citizens Bank HELOC Review 2026: Decent Rates but Poor Customer Service
Citizens Bank is a Rhode Island-based personal and business bank offering, among other products, home equity lines of credit (HELOCs). Like any bank, it tries to make its HELOC competitive…
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9 Smart Alternatives to a Reverse Mortgage
If you’re considering getting a reverse mortgage (or your parent told you they might apply for one), there are pros and cons to consider first. Although reverse mortgages can provide…
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PenFed HELOC Review 2026: A Flexible Option for Investment Properties
A PenFed home equity line of credit (HELOC) can help homeowners upgrade or pay off high-rate debt. Formally known as the Pentagon Federal Credit Union, it’s one of the largest…
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Second Mortgage vs. Home Equity Loan vs. HELOC: What’s the Difference?
If you’re a homeowner who wants to tap into your home equity, you have several options. Below, we’ll compare a second mortgage versus a home equity loan and a second…
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PNC HELOC Review 2026: Competitive Rates, but Buyer Beware
PNC Bank offers Choice HELOC products for homeowners looking to tap into their home equity for renovations, debt consolidation, or other financial goals. PNC offers competitive interest rates, flexible borrowing…
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What If I Can’t Afford Closing Costs? 6 Strategies to Consider
Closing costs refer to the various fees and expenses required to complete a home purchase. They typically range from 3% to 6% of the home’s purchase price; on a $300,000…
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3 Ways to Sell Your Home and Still Live in It
While it’s not the most common path for homeowners, selling your home but still living in it is possible with three options: a post-occupancy settlement agreement, a home sale-leaseback, or…
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How to Access HELOC Funds: 5 Ways to Withdraw
One of the defining features of home equity lines of credit (HELOCs) is their versatility. You can borrow money, repay it, and borrow again as often as you like while…
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What Is an Automated Valuation Model (AVM), and How Does It Work?
As technology has evolved, so too have real estate professionals’ and lenders’ toolkits for simplifying the mortgage application process. From fast and easy online prequalifications and applications to streamlined appraisals,…