Home Equity
Compare our top picks for the best home equity loans & HELOCS and learn more about how home equity works & how you can use it.
Ways to access the equity in your home
If you have sufficient equity in your home, you can use it to access cash. Your home acts as collateral for these loans or agreements.
- How to Take Equity Out of Your Home
- Best Home Equity Loans
- Best Home Equity Lines of Credit
- Best Home Equity Agreements
- Best Home Sale-Leasebacks
Home equity reviews
Several companies allow you to access the equity in your home. Before moving forward with any company, it’s important that you review what it offers to ensure it offers you the best terms.
- Figure HELOC Review
- Hometap Review
- Spring EQ Home Equity Loan Review
- Point Home Equity Review
- Unison Home Equity Review
- EasyKnock Home Equity Review
- List of Home Equity Companies
Other home equity resources
All home equity articles
-
Best Virginia HELOC Lenders and Rates [2026]
If you’re a homeowner in Virginia, tapping into your home equity with a HELOC can be a smart way to fund home improvements, consolidate debt, or cover major expenses. With…
-
Best Colorado HELOC Lenders and Rates [2026]
A home equity line of credit (HELOC) is a flexible way to tap into your home’s equity for things like renovations, paying off debt, or other major expenses. In Colorado,…
-
How Much Can I Borrow on a HELOC?
If you’re a homeowner, you may have big dreams for your property but not enough cash on hand to make them a reality. Maybe you want to renovate your kitchen,…
-
Arizona HELOC Rates and Lenders
Homeowners in Arizona can apply for a home equity line of credit (HELOC) from online lenders or local banks and credit unions. We’ve reviewed a few lenders that rated highly…
-
The Best Florida HELOC Lenders and Rates [2026]
When considering a HELOC in Florida, you’ll find plenty of options, from top national lenders to smaller regional banks and credit unions. The local choices are worth a look if…
-
HELOC vs. Personal Loan: Which Is Better for Your Situation?
Need extra cash for renovations, debt consolidation, or a major purchase? Two common options are a personal loan and a home equity line of credit (HELOC). Both let you borrow…
-
Do Home Equity Loans Make Sense for Seniors?
Home equity loans for seniors: A smart financial move or a risky proposition? As the U.S. population ages, more and more seniors are turning to home equity loans as a…
-
HEI vs. HEA vs. HELOC: Which Is Better?
If you have a significant amount of equity in your home, it’s possible to leverage that money to improve your financial situation or lifestyle. A home equity investment (HEI)—also commonly…
-
You Can’t Get a HELOC With a Bad Credit Score, Here’s Why (+ Alternatives for You)
Can you get a HELOC with bad credit? Honest answer? No. Bad credit—defined as a FICO score below 580—is too low to qualify for a HELOC in almost every case.…
-
Prosper HELOC and Home Equity Loans: 2026 Review
Prosper offers an easy way to access your home equity with quick, personalized quotes that don’t affect your credit score. It provides both home equity lines of credit (HELOCs) and…