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Home Equity

Compare our top picks for the best home equity loans & HELOCS and learn more about how home equity works & how you can use it.

Ways to access the equity in your home

If you have sufficient equity in your home, you can use it to access cash. Your home acts as collateral for these loans or agreements.

Home equity reviews

Several companies allow you to access the equity in your home. Before moving forward with any company, it’s important that you review what it offers to ensure it offers you the best terms.

Other home equity resources

Latest on home equity:

Do Home Equity Loans Make Sense for Seniors?

Home equity loans for seniors: A smart financial move or a risky proposition? As the U.S. population ages, more and more seniors are...

HEI vs. HEA vs. HELOC: Which Is Better?

If you have a significant amount of equity in your home, it’s possible to leverage that money to improve your financial situation or...

You Can’t Get a HELOC With a Bad Credit Score, Here’s Why (+ Alternatives for You)

Can you get a HELOC with bad credit? Honest answer? No. Bad credit—defined as a...

Prosper HELOC and Home Equity Loans: 2025 Review

Prosper offers an easy way to access your home equity with quick, personalized quotes that...

What Is a Floor Interest Rate on a Loan?

A floor interest rate is the minimum rate a lender will charge on variable-rate loans, such as adjustable-rate mortgages (ARMs), HELOCs, reverse mortgages,...

Lower Home Equity Line of Credit (HELOC): Our 2025 Review

Lower’s home equity line of credit (HELOC) can give you access to a revolving line...

Aven Home Equity Visa Card Review 2025: Our Take on the HELOC Credit Card

What is the Aven HELOC card? Aven’s Home Equity Visa Card is essentially a HELOC...

Can You Apply for a HELOC After Refinancing Your Mortgage? A Complete Guide

If you’ve recently refinanced your mortgage and need extra money, you might wonder whether you...

How Is Home Value Determined for a HELOC?

Home equity lines of credit (HELOCs) offer flexibility if you’re planning a home renovation or need to cover another large cost. You can...

New American Funding Home Equity Review: An Accessible HELOC Option But Lacks Transparency

New American Funding offers a fixed-rate HELOC with fast approvals, a fully digital application, and...