About Rebecca Lake, CEPF®
Current Role
Personal Finance Writer
Expertise
- Student Loans
- Mortgages
- Home-buying
- Home Equity
- Credit
- Debt
- Personal Loans
- Education Planning
- Taxes
- Investing
- Small Business
Certifications & Degrees
- Certified Educator in Personal Finance
- Bachelor's degree in political science from the University of South Carolina
Personal Finance Experience
Rebecca began writing about personal finance in 2013 after finding herself nearly $100,000 in debt with credit cards, student loans, and a car loan. As she learned about finance and paid down the debt, she became interested in teaching others how to manage money, save, and build wealth.
She's written for a number of top publications in the personal finance space, covering a wide range of topics. In 2019, she founded Boss Single Mama, a personal finance blog for moms who are interested in earning and saving more while spending less. In 2022, she became a CEPF® and continues to share her passion for finance with others.
Latest from Rebecca Lake, CEPF®
HELOC Close-Out Letters: How to Cancel Your Line of Credit
Closing a home equity line of credit may be automatic if you've paid off the...
What Is the Maturity Date on a HELOC? What to Know As You Transition Into Repayment
A home equity line of credit can offer flexible access to funds. Understanding the maturity...
What Is a HELOC Statement?
A home equity line of credit can be a convenient way to borrow. Your HELOC statement can help you to keep track of...
Can a HELOC Be Canceled?
Lenders can cancel, freeze, or reduce your HELOC in certain situations. You also have the right to cancel a HELOC if you change...
HELOC vs. Bridge Loan: Key Differences and When to Use Each
A home equity line of credit or bridge loan can help you fund a down...
What Documents Do I Need to Apply for a HELOC? The Complete 2025 Checklist
Applying for a HELOC means providing certain documentation to the lender, including information about your...
What Is a HELOC Promissory Note?
A home equity line of credit can provide you with flexible access to cash. Before you can get the money, you'll need to...
First-Lien HELOC: How It Works, When It Makes Sense, and Top Lenders
A first-lien HELOC could provide you with access to equity and savings on your mortgage....
FFELP Loans: What Happened to the Program & How It Affects Borrowers
The FFELP was a program that allowed private lenders to offer federally guaranteed student loans...
Subsidized Student Loans
Subsidized student loans offer a break on interest payments in some situations. Here's a look at what subsidized loans are and who's eligible.