Rebecca Lake, CEPF® Profile Photo

Rebecca Lake, CEPF®

Rebecca Lake is a certified educator in personal finance (CEPF®) and freelance writer specializing in finance.

About Rebecca Lake, CEPF®

Current Role

Personal Finance Writer

Expertise

  • Student Loans
  • Mortgages
  • Home-buying
  • Home Equity
  • Credit
  • Debt
  • Personal Loans
  • Education Planning
  • Taxes
  • Investing
  • Small Business

Certifications & Degrees

  • Certified Educator in Personal Finance
  • Bachelor's degree in political science from the University of South Carolina

Personal Finance Experience

Rebecca began writing about personal finance in 2013 after finding herself nearly $100,000 in debt with credit cards, student loans, and a car loan. As she learned about finance and paid down the debt, she became interested in teaching others how to manage money, save, and build wealth.

She's written for a number of top publications in the personal finance space, covering a wide range of topics. In 2019, she founded Boss Single Mama, a personal finance blog for moms who are interested in earning and saving more while spending less. In 2022, she became a CEPF® and continues to share her passion for finance with others.

Latest from Rebecca Lake, CEPF®

Instant Credit Builder Loans With Money Upfront: $500+ Options, No Credit Check

Credit builder loans can help with establishing or re-establishing credit history. Typically, instead of getting...

Best Personal Loans of 2025: Rates, Reviews, and How to Qualify

Personal loans connect you with cash when you need it. If you’re in the market...

Should You Use Home Equity to Purchase or Pay Off Your Car?

It's possible to use a HELOC or home equity loan to pay off auto loan...

Personal Loans by State

When you need a personal loan, where you live can affect your choice of lenders and loan terms. Comparing personal loans by state...

The Best Non-Owner-Occupied HELOCs in 2025: Your Best Options and How to Qualify

HELOCs for investment properties are available from certain lenders, but they can be tough to...

What Is a Credit Builder Loan? Simple Guide to Building Credit

A credit builder loan is one way to build or rebuild credit history. Credit builder...

How Long Does It Take to Get a Home Equity Loan or Line of Credit?

Home equity loans and lines of credit can offer convenient access to cash. How long...

How to Pay for CDL Training in 2025: 7 Smart Financial Aid and Loan Options

Federal and private student loans can pay for CDL training. How to get student loans...

Laptop Financing for Students: 5 Best Loans + Alternatives

You can use student loans to pay for a laptop, among other college expenses. Before...

Can You Defer Student Loans While in Graduate School?

In many cases, you can defer student loans while enrolled in graduation school at least...