About Rebecca Lake, CEPF®
Current Role
Personal Finance Writer
Expertise
- Student Loans
- Mortgages
- Home-buying
- Home Equity
- Credit
- Debt
- Personal Loans
- Education Planning
- Taxes
- Investing
- Small Business
Certifications & Degrees
- Certified Educator in Personal Finance
- Bachelor's degree in political science from the University of South Carolina
Personal Finance Experience
Rebecca began writing about personal finance in 2013 after finding herself nearly $100,000 in debt with credit cards, student loans, and a car loan. As she learned about finance and paid down the debt, she became interested in teaching others how to manage money, save, and build wealth.
She's written for a number of top publications in the personal finance space, covering a wide range of topics. In 2019, she founded Boss Single Mama, a personal finance blog for moms who are interested in earning and saving more while spending less. In 2022, she became a CEPF® and continues to share her passion for finance with others.
Latest from Rebecca Lake, CEPF®
Fix-and-Flip Loans for Residential Real Estate
Fix-and-flip loans are short-term loans that allow real estate investors to buy properties and make...
No-Money-Down Fix-and-Flip Loans
Fix-and-flip loans provide short-term financing to real estate investors who want to buy properties, make improvements, and sell them for a profit. No-money...
Can You Consolidate Private and Federal Student Loans?
Student loan consolidation allows you to combine multiple loans into one, leaving you with a...
How Much Student Loan Debt Is Too Much? 3 Scenarios and Next Steps
Think you borrowed a “reasonable” amount of student loans—but still feel buried in debt? Even...
HELOCs With No Closing Costs: Where to Get One and What to Know
A no-closing-cost HELOC lets you open a home equity line of credit without paying any...
New Jersey HELOC Rates and Lenders
If you’re shopping for HELOC rates in New Jersey, you might consider looking for a lender online. Comparing HELOC rates online is a...
The Saving on a Valuable Education (SAVE) Repayment Plan
In 2023, the Department of Education introduced a new income-driven repayment plan for federal student...
What Are IRS Audit Penalties?
Your odds of being selected for an IRS audit are generally low, but never zero. If your return is flagged for closer review,...
You Can’t Get a HELOC With a Bad Credit Score, Here’s Why (+ Alternatives for You)
Can you get a HELOC with bad credit? Honest answer? No. Bad credit—defined as a...
Credit Builder Loans Like Seedfi
Credit builder loans can help you to establish credit history by making on-time installment payments to a lender. SeedFi offers small lines of...