About Erin Kinkade, CFP®
Current Role
Financial planner
Expertise
- Insurance Planning
- Education Planning
- Retirement Planning
- Investment Planning
- Military Benefits
- Behavioral Finance
Certifications & Degrees
- Certified Financial Planner™
- Chartered Financial Consultant
- Bachelor's degree in education from the University of Georgia
Personal Finance Experience
Erin has been working in financial services since 2006. Her primary focus was servicing, advising, consulting, and planning for clients.
Erin began her career at a registered investment advisory and broker dealer (RIA/BD) firm. While at the RIA/BD, Erin was a registered representative and registered investment advisor. She focused on client service, investment advice, and financial planning for high-net-worth clients. Erin made a career change in 2020 to become a financial planner at AAFMAA Wealth Management & Trust, focusing solely on comprehensive financial planning for military members and their families.
Erin is a Certified Financial Planner (CFP®) and a Chartered Financial Consultant (ChFC®). Her areas of expertise include, but are not limited to, the following: military benefits, risk mitigation, savings, cash-flow projections, life insurance and long-term care analysis, education planning, investment analysis, retirement planning, withdrawal strategies, tax-saving recommendations, and estate transfer planning.
Latest from Erin Kinkade, CFP®
[Q&A] What to Do If You Lost Your Financial Aid
Federal financial aid isn’t guaranteed, and you may lose eligibility due to poor academic performance,...
What If I Can’t Afford Closing Costs? 6 Strategies to Consider
Closing costs refer to the various fees and expenses required to complete a home purchase....
How to Access HELOC Funds: 5 Ways to Withdraw
One of the defining features of home equity lines of credit (HELOCs) is their versatility. You can borrow money, repay it, and borrow...
How Student Loan Refunds Are Used [Original Research]
Student loans can help you pay tuition and fees to attend school, but how else...
How to Improve Your Credit Score in 3 Months—and Beyond
Have you been declined much-needed funding due to a low or non-existent credit score? Are...
What to Expect From the Trump Administration on Student Loan Forgiveness
If you’re unsure about the future of student loan forgiveness, join the club (it has...
Will HELOC Rates Go Down in 2026?
As of late 2024, HELOC rates remain a crucial consideration for homeowners. With the Federal Reserve implementing modest rate cuts, the 2025 outlook...
Should I Refinance My Mortgage? Or Get a Home Equity Loan or Line of Credit?
Thinking about tapping into your home’s equity but unsure whether to refinance, get a home...
What Are the 3 Types of Reverse Mortgages?
A reverse mortgage is a unique financial product that allows homeowners aged 62 or older to tap into their home equity. The three...
The 17 Pros and Cons of Home Equity Loans
Home equity loans let homeowners borrow a lump sum against their home’s equity—often at lower interest rates than unsecured loans. With predictable payments,...